No-fault automobile insurance is mandatory in Michigan. Although you don’t have a choice about buying auto insurance, you do have some choices about how much you pay and who you choose as your insurance company. You may have recently experienced an increase in your premium or maybe you just want to check out some other companies but you don’t know where to start. The Office of Financial and Insurance Regulation (OFIR) can help you by giving you the information you need to understand what affects your premium and giving you some tools to help you shop around for a lower premium or for a different insurance company.

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